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Interest Free Calculator

1. Enter your finance amount
£
2. Choose your finance product
Term
Monthly Repayment Amount
£
Summary
  • Monthly repayment amount
  • Deposit you pay today:
  • Loan period:
  • Rate of interest:
  • Total amount payable:

Interest Free Credit available from 3 to 36 months with no deposit

We offer you flexibility and control, allowing you to choose your monthly repayment amount or loan length, meaning you can spread your repayments over 3 – 36 months, to suit your individual needs. What's more, it's interest free.

Silentnight offer interest free finance packages from Barclays Partner Finance which could provide you with a range of options when purchasing your bed or mattress.

bFlex offers you flexibility and control, allowing you to choose your monthly repayment amount or loan length of between 3 and 18 months. bFlex is available on orders values over £250, up to maximum value of £1,500.
For orders over £750 and above Barclays Partner Finance can offer Interest Free Finance over a period of 24 months and for larger orders over £1250 Barclays Partner Finance can offer Interest Free Finance over a period of 36 months.
Simply select finance as the payment option as you checkout your order.

Please see the representative example below to see how interest free credit works (example below based on an average spend).

Representative Example:

Item Value (cash price) £833.00
Deposit £0.00
Loan Period 12 months
Representative APR 0% APR
Rate of interest 0% p.a.
12 monthly payment £69.41
Total amount payable £833.00

Credit is subject to application and status. Terms & Conditions apply

SILENTNIGHT GROUP LIMITED act as a credit broker and not a lender. Silentnight only offer products from Barclays Partner Finance.

Who can Apply for Finance?

  • Permanent UK Resident - min 3 years
  • In regular, permanent employment working a minimum of 16 hours per week (including students)
  • Retired from regular employment (minimum age 50)
  • Not working through disability
  • Self-employed
  • Armed Forces

  • Credit is subject to application and status.
    Terms & Conditions apply.

    SILENTNIGHT GROUP LIMITED, LONG ING BUSINESS PARK, LONG ING LANE, BARNOLDSWICK, LANCASHIRE, BB18 6BJ (COMPANY REGISTERED NUMBER 7525259) act as a credit broker and not the lender. Silentnight only offer products from Barclays Partner Finance. Barclays Partner Finance is a trading name of Clydesdale Financial Services Limited a wholly owned subsidiary of Barclays Bank PLC. Clydesdale Financial Services Limited is authorised and regulated by the Financial Conduct Authority (Financial Services Register number: 311753 ). Registered in England. Registered No. 2901725. Registered office: 1 Churchill Place, London E14 5HP. To contact Silentnight please call our customer services department on 0800 242 5481.

    Checkout with 0% Interest Free Credit

    1. Add your chosen item to your basket.

    Once you have picked your item, click to add to basket and this will be placed in your shopping basket.


    2. Proceed to checkout

    When you're ready, simply proceed to checkout.

    3. At our checkout enter your details and pick your shipping method.


    4. Choosing your payment option

    To checkout and pay by finance select 'Barclays Partner Finance' from the options


    5. Place your order

    After confirming your order you will be taken to the Barclays website to finalise your finance application


    6. Complete with Barclays

    You'll then be redirected to the Barclays website to complete your finance application.

    7. If you're successful you'll receive confirmation emails from Barclays and Silentnight